The Cheapest New Cars to Insure in the UK
Introduction
Car insurance costs can be a significant burden on your finances, especially with the recent rise in premiums. However, there are still affordable options available. Our guide highlights the top 10 cheapest new cars to insure in the UK, providing savings for drivers looking to minimize their insurance expenses.
Current Trends in Car Insurance
Recent data from a comparison site shows that car insurance premiums have increased by £284, or 43%, over the past year, reaching an average of £941. Despite this overall increase, there are specific car models that offer substantial savings on insurance costs.
Methodology
Our analysis is based on quotes for a 35-year-old male teacher living in Swindon, driving 8000 miles per year with no points on his license and 18 years of no-claims bonus. The premiums for each car have decreased since our last update in November 2023, providing significant savings for drivers.
Top 10 Cheapest New Cars to Insure
1. Fiat Panda 1.0 Mild Hybrid
Annual insurance premium: £337.66 Saving vs November 2023: £137.11 List price: £14,775
The Fiat Panda is the most affordable new car to insure in the UK, offering a simple and cost-effective driving experience.
2. Toyota Aygo X 1.0 VVT-i Pure (manual)
Annual insurance premium: £366.24 Saving vs November 2023: £114.08 List price: £16,140
The Toyota Aygo X is a compact city car with a playful interior and efficient design, making it a practical choice for urban driving.
3. Hyundai i10 1.0 Advance (automatic)
Annual insurance premium: £387.78 Saving vs November 2023: £122.40 List price: £16,030
The Hyundai i10 offers a spacious interior and advanced technology, making it a top choice for city driving with lower insurance costs.
4. Kia Stonic 1.0 T-GDi 2
The Kia Stonic stands out for its features and handling, providing a cost-effective option for drivers looking for a reliable SUV.
5. Seat Arona 1.0 TSI 95 SE (manual)
Annual insurance premium: £449.18 Saving vs November 2023: £80.73 List price: £22,460
The Seat Arona offers modern features and a trendy design, making it a popular choice for crossover enthusiasts.
6. Fiat 500 1.0 Mild Hybrid (manual)
Annual insurance premium: £460.78 Saving vs November 2023: £60.46 List price: £16,800
The Fiat 500 offers a stylish design and efficient engine, making it a fun choice for city driving with lower insurance costs.
7. Seat Ateca 1.0 TSI 115 SE Technology
Annual insurance premium: £466.07 Saving vs November 2023: £47.64 List price: £29,260
The Seat Ateca offers family-friendly features and a comfortable ride, making it a practical choice for drivers seeking a reliable SUV.
8. Seat Ibiza 1.0 TSI 95 SE (manual)
Annual insurance premium: £473.86 Saving vs November 2023: £91.31 List price: £19,275
The Seat Ibiza offers a well-finished interior and responsive engine, making it a reliable choice for drivers looking for a balanced driving experience.
9. Kia Picanto 1.0 2 (automatic)
Annual insurance premium: £476.87 Saving vs November 2023: £50.64 List price: £16,295
The Kia Picanto offers agility and comfort on the road, making it a practical choice for drivers seeking an affordable and enjoyable driving experience.
10. Volkswagen Polo 1.0 MPI Life
Annual insurance premium: £497.21 Saving vs November 2023: £115.32 List price: £20,975
The Volkswagen Polo offers comfort and refinement in an affordable package, making it a popular choice for drivers seeking a reliable and cost-effective vehicle.
Contact us for more information on these affordable car models and how you can save on insurance costs.
